Dental care is important for staying healthy, but not everyone in Canada can afford it. Many people skip dentist visits because of high costs. This can lead to bigger health problems later on.
To solve this issue, the Canadian government created the Canadian Dental Care Plan (CDCP). This program gives free or low-cost dental care to people who don’t have private dental insurance. It’s meant to help lower-income families, seniors, children, and people with disabilities.
The plan is being offered in steps, starting with those who need it the most. In 2025, more Canadians will be able to apply. If you or someone in your family qualifies, this guide will explain how to apply, what’s covered, and how much you may need to pay.
What is the Canadian Dental Care Plan (CDCP)?
The CDCP is a government-funded program that helps eligible Canadians access dental care at little or no cost. It covers different kinds of dental treatments so people can maintain good oral health without worrying about high bills.
The main goal is to support those who don’t have private dental insurance and earn less than a certain amount per year. The program helps reduce health risks by making regular dental visits more affordable.
Who Can Get Help from CDCP?
To qualify for CDCP, you must meet all these conditions:
- No Private Dental Insurance: You must not have dental benefits from work, school, or a private provider.
- Income Limit: Your adjusted family income must be less than $90,000 per year.
- Tax Return Filed: You and your spouse (if married) must have filed your recent tax return.
- Resident Status: You must be a Canadian resident for tax purposes.
Special Note:
Even if you get dental help from provincial programs, you may still qualify. Be honest in your application, or you may be asked to pay the money back.
What Dental Services Are Paid For?
CDCP pays for different types of dental care:
Routine Checkups and Cleanings
- Dental exams
- Teeth cleaning (scaling)
- X-rays
Basic Procedures
- Fillings for cavities
- Tooth removal
- Root canals (for some teeth)
Major Treatments
- Crowns
- Dentures (full or partial)
- Dental bridges
Extra Help for Complex Cases
- Sedation or anesthesia for tough procedures
- Braces (orthodontics) only for serious medical reasons and with special approval
Some services need pre-approval. This means your dentist must check with the CDCP before the treatment begins.
How to Apply for the Dental Plan
Steps to Apply:
- Go Online: Visit www.canada.ca.
- Fill in Details: Enter information like your name, date of birth, SIN, address, and other government dental coverage (if any).
- Submit Your Form: Double-check all details to avoid mistakes.
- Track Your Status: Use the online status tool or call the CDCP center to check if your application is approved.
How to Keep Your Dental Coverage
You must renew your CDCP coverage every year. Here’s how:
- File your taxes each year before renewing.
- Update any changes in income, address, or marital status.
- Submit your renewal form before June 1, 2025 to avoid losing your coverage.
If you miss the renewal deadline, you’ll lose your dental benefits. But you can apply again later if you still qualify.
Where to Get Help or More Information
If you have questions or need help applying, contact:
- CDCP Help Line: 1-833-537-4342
- TTY (for hearing-impaired): 1-833-677-6262
- Sun Life (plan administrator): 1-888-888-8110
- Or visit your local Service Canada center for in-person help.