The Internal Revenue Service (IRS) and the Better Business Bureau (BBB) have recently alerted taxpayers to a surge in phishing scams involving fraudulent text messages. These messages falsely claim that recipients are eligible for a $1,400 stimulus check, aiming to deceive individuals into divulging personal and financial information. This scam exploits the IRS’s legitimate issuance of Economic Impact Payments, creating confusion among taxpayers.
In these scams, individuals receive text messages that appear to be from the IRS, complete with official-looking logos and language. The messages inform recipients of their supposed eligibility for a $1,400 payment and include a link to claim it. Clicking on this link directs users to a counterfeit website designed to collect sensitive data or install malware on their devices. The BBB emphasizes that the IRS does not initiate contact with taxpayers via text messages, emails, or social media channels.
The legitimate process for the IRS’s $1,400 Economic Impact Payments is automatic and requires no action from taxpayers. Eligible individuals who did not claim the Recovery Rebate Credit on their 2021 tax returns will receive these payments directly through direct deposit or paper checks by late January 2025. The IRS will send a confirmation letter once the payment has been processed. Any unsolicited communication requesting personal information or prompting action to claim such payments should be treated with suspicion.
Recognizing the Scam:
- Unexpected Communication: The IRS does not contact taxpayers through text messages, emails, or social media platforms.
- Urgency or Threats: Scammers often create a sense of urgency, pressuring recipients to act quickly.
- Requests for Personal Information: Legitimate IRS communications will not ask for sensitive data through unsecured channels.
- Suspicious Links: Be cautious of links directing to websites that request personal or financial information.
Protective Measures:
- Verify Communications: Contact the IRS directly via their official website or phone number to confirm any unsolicited messages.
- Avoid Clicking Unknown Links: Refrain from engaging with links in unsolicited messages, especially those promising money or requesting sensitive data.
- Use Strong Security Software: Ensure your devices have updated antivirus and anti-malware programs.
- Report Suspicious Messages: Forward phishing attempts to phishing@irs.gov and notify the BBB.
If Targeted or Scammed:
- Disconnect Immediately: Exit any suspicious websites and disconnect from the internet if malware installation is suspected.
- Change Passwords: Update passwords for all financial and personal email accounts.
- Monitor Financial Accounts: Regularly review bank accounts and credit reports for unauthorized activity.
- File a Report: Report the incident to the IRS, the Federal Trade Commission (FTC), and local law enforcement.
Staying vigilant and informed is crucial in protecting oneself from such scams. Always verify the authenticity of communications claiming to be from the IRS and avoid sharing personal information through unsecured channels.