In Singapore, many older adults have worked hard for years, but some still face money troubles in retirement. These seniors may have earned low wages in the past or don’t have much savings now. To help them live better, the government created the Silver Support Scheme. This plan gives cash directly to seniors who need extra help.
Starting in 2025, the scheme is getting even better. Qualified seniors will receive money every three months to help with daily costs. Depending on their home and household income, they can get between $215 and $1,080 each quarter. The good news? Seniors don’t need to fill out any forms. If they qualify, the government will inform them automatically.
This program is managed by the CPF Board and focuses on supporting low-income older Singaporeans. It helps cover daily needs, gives peace of mind, and shows the nation’s care for its elderly citizens. Let’s take a closer look at who qualifies, how much they can receive, and when the payments are made.
What Is the Silver Support Scheme All About?
The Silver Support Scheme is a financial help program for Singaporeans aged 65 and older. It is mainly for seniors who earned little money during their working years and now live in lower-income households. The goal is to make retirement easier for them with quarterly cash support.
This support is added to other retirement savings, like CPF payouts. It helps seniors who need more to cover their living expenses, especially those living in smaller HDB flats and with limited family income.
Who Can Get This Support in 2025?
To qualify for the Silver Support Scheme in 2025, a senior must meet all of the following conditions:
Age and Citizenship
- Must be a Singapore Citizen
- Must be 65 years old or older
Work History and Income
- By age 55, their total CPF contributions should be $140,000 or less
- For self-employed or platform workers, the average net trade income from age 45 to 54 should be $27,600 or less
Where They Live
- Must live in a 1- to 5-room HDB flat
- Neither the senior nor their spouse should own a 5-room or larger flat, private property, or more than one property
Household Income
- The average monthly income per person in the household must be $2,300 or less
How Much Will Seniors Receive Each Quarter?
From 2025, eligible seniors will receive cash support every three months. The amount they receive depends on two things:
- The type of HDB flat they live in
- The household income per person
Seniors who receive ComCare Long-Term Assistance will get a fixed $430 per quarter, regardless of flat type or income.
When Will the Payments Be Made?
The Silver Support payouts are made four times a year.CPF Board checks the eligibility yearly. If a senior qualifies, they will get a notification letter in December.
How to Get Help or Ask Questions?
Seniors or their families who have questions can contact CPF in these ways:
- Call the Silver Support Hotline: 1800 227 1188 (free from Singapore landlines)
- Book an online appointment: Visit the CPF Silver Support webpage
- Visit a CPF Branch: By appointment only
No application is needed for this scheme. The government checks all seniors automatically and sends a letter if they qualify.