Studying in New Zealand can be exciting, but the cost of living is often a major concern for many students. From paying rent to buying food and study supplies, everyday expenses can quickly add up. That’s where the Student Allowance comes in.
The Student Allowance is a helpful weekly payment from the New Zealand government that supports students who meet specific requirements. Unlike a loan, this money does not have to be paid back. It allows students to focus on their education without worrying too much about finances.
In this guide, you will learn everything about who can apply, how much support you might get, when to apply, and what steps to take after applying. Whether you’re new to the system or returning after a break, this simple guide will walk you through the process clearly.
What is the Student Allowance?
The Student Allowance is a financial support program for eligible students in New Zealand. It helps with weekly living costs and does not need to be paid back.
Main Benefits:
- No repayment: It’s a free payment, not a loan.
- Covers living expenses: Like rent, food, and travel.
- Available for full-time and some part-time students.
- Extra help: You may also get an Accommodation Benefit if needed.
Who Can Get the Student Allowance?
To receive this allowance, you must meet certain age, study, and residency rules.
Age Requirements:
- You must be between 18 and 65 years old.
- If you’re 16 or 17, you may still qualify in special cases.
Study Conditions:
- Must be enrolled in a full-time course at an approved school or institution.
- Some part-time students can qualify if they meet extra rules.
- The course level must be Level 7 or lower on the NZ Qualifications Framework.
Residency Conditions:
- Must be a New Zealand citizen, OR
- A resident who has lived in NZ for at least 3 years with the right visa.
Who is Not Eligible?
Not everyone can get this allowance. You cannot receive it if you:
- Already get a benefit that supports your study.
- Receive NZ Superannuation or Veteran’s Pension (or your partner does).
- Are in prison.
- Are older than 65 years old.
- Take a study break longer than three weeks. (You might be able to apply for Jobseeker Support Student Hardship instead.)
How Much Money Can You Get?
The amount you get depends on your own income, and possibly your parents’ or partner’s income too.
Income Rules:
- Your income: If you earn above a certain limit, your payment will be reduced.
- Parents’ income: Affects students under 24 who don’t have kids.
- Partner’s income: Affects students over 24 or those who have children.
How and When to Apply for the Student Allowance
It’s best to apply early, even before your course begins. That way, your payments can start sooner.
Where to Apply:
- Visit the StudyLink website.
- If you studied within the last year, apply through MyStudyLink.
- If you studied more than a year ago, you may need to follow extra steps.
When Do Payments Start?
- If you apply before your course begins: Payments start from week 2 of your course.
- If you apply after the course starts: Payments begin from the date you applied.
What to Do After Applying
Once your application is sent, you need to:
- Upload or send the required documents.
- Confirm your course details with your education provider.
- Check your progress on the MyStudyLink website.
Payment Rules You Need to Know
- Payments are made weekly, but you get paid after each week of study.
- Your last payment comes one week after your course ends.
Important Reminders:
- Always report changes to your income, relationship status, or study details.
- Not updating your details may cause overpayments, and you might have to repay the extra money.
- If you owe money to StudyLink, they will use part of your allowance to clear the debt.