Working Canadians who earn low wages often face tough choices when it comes to paying for rent, groceries, or transportation. To help with this, the government offers the Canada Workers Benefit (CWB)—a tax credit that adds extra money to their income. The CWB is meant to support workers who struggle financially but still go to work every day.
In 2025, the program continues to help single workers and families by giving them yearly payments. These payments reduce as income goes up and eventually stop for those who earn more than the set limits. The CWB is especially helpful for people working part-time, in lower-paying jobs, or those who are self-employed.
The CWB also includes a disability supplement for people who qualify for the Disability Tax Credit (DTC). This ensures that those living with disabilities receive additional money to cover their unique expenses. Keep reading to learn who qualifies, how much you can get, when payments arrive, and how to apply.
Who Can Get the Canada Workers Benefit in 2025?
To receive the CWB in 2025, a person must meet several basic conditions:
Basic Requirements
- You must be 19 years old or older by December 31, 2025. (If you live with a spouse, partner, or child, you can be younger.)
- You need to be a resident of Canada for the full year.
- You must have earned income from a job or self-employment.
Income Rules for CWB Payments
The amount you receive depends on how much money you make. The more you earn, the smaller the benefit becomes, until it ends completely.
People Who Can’t Apply
You are not eligible for the CWB if:
- You are a full-time student (more than 13 weeks in 2025) and have no dependents.
- You were in prison for 90 days or more during the year.
- You don’t live in Canada the entire year or don’t file a tax return.
When Will CWB Payments Be Given in 2025?
The CWB is usually paid in parts during the year. These are called advance payments. If you don’t apply for these, you will get the full amount after you file your taxes.If you didn’t sign up for advance payments, you will still receive your CWB after the Canada Revenue Agency (CRA) processes your 2025 tax return.
Easy Steps to Apply for the CWB in 2025
Applying for the Canada Workers Benefit is easy because it’s done during your tax return.
How to Apply
- File your 2025 income tax return on time.
- Fill out Schedule 6 in your tax return to apply for the CWB.
- Submit your return to the Canada Revenue Agency (CRA) either online or by mail.
- Wait for the CRA to calculate your benefit and send your payments.
If you already got CWB in 2024, you will automatically be considered for 2025 advance payments.
Extra Support for People With Disabilities
The CWB includes a Disability Supplement for those who qualify for the Disability Tax Credit (DTC). This offers extra money to help with higher living costs and accessibility needs.
You must qualify for the Disability Tax Credit (DTC) to receive this supplement. It follows the same income-reduction rules as the main CWB payment.
Differences Across Provinces and Territories
Even though CWB is a federal program, different provinces and territories may have extra help or slightly different rules. This depends on local needs and the cost of living in each area.
Some provinces:
- Set their own income limits for extra payments.
- Give out additional tax credits to help low-income workers more.
You can check the exact details by visiting the CRA website or contacting your provincial tax office.