The Singapore GST Voucher Scheme is a crucial program designed to ease the financial burden of Goods and Services Tax (GST) for low- and middle-income families. With the GST rate set at 8% in 2025, this initiative helps to reduce the impact of this regressive tax, particularly for households that spend a larger share of their income on essentials. The government has expanded the scheme to address rising living costs while ensuring that support is targeted toward those who need it most.
Since its introduction in 2012, the scheme has evolved to offer a more comprehensive set of benefits. In 2025, it includes cash payouts, MediSave contributions, rebates on utility bills, and housing cost relief. These components are carefully designed to provide essential support for groceries, medical needs, utilities, and housing maintenance, ensuring that vulnerable groups can continue to access these vital services without significant financial strain.
The GST Voucher Scheme plays a central role in supporting social equity by alleviating financial pressure on Singaporeans. It also reflects the government’s commitment to ensuring a fair taxation system and promoting inclusivity, allowing lower-income citizens to manage everyday costs and healthcare expenses with ease.
What is the GST Voucher Scheme?
The Singapore GST Voucher Scheme was introduced as part of a broader strategy to mitigate the effects of consumption taxes on lower-income households. By offering targeted financial relief, the scheme ensures that the most vulnerable populations can access essential services without being financially burdened by the GST.
In 2025, the scheme has expanded to include four key elements that address a wide range of household needs:
- Direct Financial Assistance – Cash
- Healthcare Assistance – MediSave
- Utility Bill Assistance – U-Save
- Housing Cost Assistance – S&CC Rebate
Each of these components is designed to provide much-needed relief and support to citizens, making it easier for them to manage rising living costs.
Direct Financial Support through Cash Payments
The direct cash component of the GST Voucher Scheme provides immediate financial relief to eligible individuals. This cash payout helps cover daily expenses like groceries, transportation, and other necessities.
- Disbursement Month: August 2025
- Purpose: To offset the financial pressure of daily living expenses due to GST
- Eligibility: Based on income, age, and property ownership
Who Can Receive Cash Payments?
To qualify for the cash assistance, applicants must meet the following criteria:
- Age: Must be 21 years or older in 2025
- Income: Annual income must not exceed SGD 34,000
- Property Ownership: Must not own more than one property
- Residence: Must be a Singapore citizen living locally
Cash Amounts
The cash amounts vary depending on the value of the applicant’s home, with lower-valued homes typically receiving higher payouts.
- For homes with an annual value of up to SGD 21,000, households receive SGD 850
- For homes with an annual value of over SGD 21,000, households receive SGD 450
MediSave – Healthcare Support for Seniors
The MediSave component of the GST Voucher Scheme is aimed at elderly citizens, helping them cover medical expenses, insurance premiums, and long-term care costs.
- Target Group: Singaporeans aged 65 and above
- Payout Date: August 2025
MediSave Amounts by Age
The MediSave payouts are designed to assist seniors with medical expenses based on their age:
- Aged 65–74: SGD 250
- Aged 75–84: SGD 350
- Aged 85 and above: SGD 450
These funds are credited to the individual’s CPF MediSave account and can be used for hospital bills, outpatient treatments, and other healthcare needs.
Reducing Utility Bills with U-Save Rebates
The U-Save rebate helps households reduce their utility costs by offering quarterly rebates on electricity, water, and gas bills.
- Rebate Schedule: January, April, July, and October 2025
- Purpose: To assist with utility costs for lower-income households
U-Save Rebate Amounts by Housing Type
The amount of the rebate depends on the type of HDB flat:
- 1- and 2-room flats: SGD 95 per quarter (Total annual amount: SGD 380)
- 3-room flats: SGD 85 per quarter (Total annual amount: SGD 340)
- 4-room flats: SGD 75 per quarter (Total annual amount: SGD 300)
- 5-room flats: SGD 65 per quarter (Total annual amount: SGD 260)
- Executive flats: SGD 55 per quarter (Total annual amount: SGD 220)
S&CC Rebate – Easing Housing Maintenance Costs
The S&CC Rebate helps families manage the cost of maintaining public housing estates, including services like cleaning, landscaping, and security.
- Disbursement Dates: April, July, October 2025, and January 2026
- Purpose: To reduce the financial strain of estate maintenance fees for eligible families
S&CC Rebate Amounts by Housing Type
The S&CC rebate amounts depend on the type of HDB flat:
- 1- and 2-room flats: 1.0 month per quarter (Total: 4.0 months)
- 3-room flats: 1.0 month for April, 0.5 months for July and October, 1.0 month for January (Total: 3.0 months)
- 4-room flats: 0.5 month per quarter (Total: 2.5 months)
- Executive Flats: 0.5 month per quarter (Total: 2.0 months)
How to Receive Your GST Voucher Benefits
The application and disbursement process for the GST Voucher is streamlined to ensure efficiency.
- Automatic Enrollment: If you’ve previously signed up for government payouts, no further application is needed
- Payment Methods:
- PayNow (linked to NRIC)
- Direct Bank Transfer
- GovCash (for those without a bank account)
For U-Save and S&CC rebates, these will be automatically credited to your utility and conservancy accounts, respectively.
Important Dates for 2025
Here are the key dates for the GST Voucher Scheme payouts:
- Cash and MediSave Payments: August 2025
- U-Save Rebates: January, April, July, and October 2025
- S&CC Rebates: April, July, October 2025, January 2026
The Singapore GST Voucher Scheme 2025 is an essential initiative to provide financial relief for lower- and middle-income households. By offering direct financial support, healthcare assistance, utility rebates, and housing cost relief, it ensures that Singaporeans are better able to cope with rising living expenses. Eligible individuals are encouraged to stay updated on the disbursement schedule to maximize their benefits.