No one should ever go hungry because of money problems. That’s why the U.S. government created a special program to help people buy the food they need. It’s called the Supplemental Nutrition Assistance Program (SNAP), and many still know it by its old name, food stamps. This program gives monthly help to people and families so they can buy groceries and stay healthy.
SNAP is run by the U.S. Department of Agriculture (USDA). The money is given through a special card called an Electronic Benefits Transfer (EBT) card. This card works like a debit card and can be used at grocery stores and supermarkets. SNAP is meant for low-income individuals, families, the elderly, and people with disabilities who need food support.
Whether you are applying for the first time or already get help and just want to check your balance, this full guide will walk you through the process. We’ll explain who can apply, what SNAP pays for, how much you might get, how to apply, and how to check your card balance.
What Is SNAP and Who Gives It?
- Full Program Name: Supplemental Nutrition Assistance Program (SNAP)
- Old Name: Food Stamps
- Type of Help: Monthly food money through an EBT card
- Given By: U.S. Department of Agriculture (USDA)
- Who Can Get It: People and families with low income
- How Much You Can Get:
- 1 person: $292/month
- 8 people: $1,756/month
- Each extra person: +$220/month
- Where You Can Use It: Grocery stores for food, seeds, and plants that grow food
- What You Can’t Use It For: Hot/prepared meals, alcohol, tobacco, pet food, or non-food items
What Food Can You Buy with SNAP?
With SNAP, you can buy many basic food items. Here are examples of what you can buy:
- Fresh fruits and vegetables
- Dairy products like milk, cheese, and yogurt
- Bread, cereals, and pasta
- Meat, chicken, and fish
- Seeds and plants that grow food in your garden
But there are some things you cannot buy with SNAP:
- Alcoholic drinks (like beer or wine)
- Cigarettes or tobacco
- Hot or ready-to-eat food from the store
- Pet food or cleaning products
- Vitamins, supplements, and medicine
How Much Money Will You Get Each Month?
Your monthly SNAP amount depends on the number of people in your home and how much money you make. Here’s the maximum you can get as of October 2024:
Do You Qualify for SNAP? Income Rules Explained
To get SNAP, your income must be under a certain level. These limits change based on your situation:
- If your family has income from a job, your gross (before taxes) income must be below the limit for your family size.
- If someone in your family is elderly or disabled, you may be allowed to earn a little more.
Examples:
- A family of 3 with job income must make less than $3,228 per month.
- A family of 4 with an elderly or disabled person can earn up to $5,200 monthly.
Other things, like rent, childcare costs, and utility bills, are also counted when deciding if you qualify.
How to Apply for SNAP Step-by-Step
Step 1: Collect Your Papers
Before applying, gather:
- Pay stubs or proof of income
- Rent or mortgage bills
- Utility bills
- Social Security numbers for all household members
- Insurance papers or property tax bills (if you have them)
- Bank statements (if asked)
Step 2: Apply the Way That Works for You
Each state has its own way to apply. You can apply:
- Online: Go to your state’s benefits website USA.gov Food Stamps
- In person: Visit your local SNAP or social services office
- By mail or fax: Available in some states
Step 3: Fill Out the Form Carefully
You will need to write down:
- How many people live in your house
- Your total income and monthly costs
- Any elderly or disabled people in your home
Be honest and complete everything.
Step 4: Talk to a Caseworker
You may be asked to join a phone or in-person interview. During the chat, the worker may ask for more documents or check your information.
Step 5: Wait and Get Your Card
Once approved, you’ll get an EBT card in the mail. It will have your benefits added to it each month. You can start using it as soon as it’s loaded.
How to Check Your SNAP Balance
After getting SNAP, it’s important to check your balance regularly. You can do this in a few easy ways:
- Check your last store receipt – the balance is usually printed at the bottom
- Use a mobile app – many states have an official app for SNAP or EBT
- Visit your state’s SNAP website – log in with your user ID and password
- Call the number on your EBT card – it’s a free call, and you just follow the steps.